一般裝修行業付款方式可分為預付款和進度款，那種比較合理呢？
預付款：簽訂合同付款30%-基礎工程完工付款30%-水電工程完工付款30%-工程竣工驗收付款10%。
按這種付款方式，工程未開工已付款30%，業主會處于比較被動的地位。
進度款：簽訂合同-基礎工程完工付款30%-水電工程完工付款30%-全部主體工程完工付款30%-安裝工程完 工、竣工驗收付款10%。
單項工程完工，分項驗收，業主和施工方一起驗收，然后再付款。這種方式對施 工方壓力較大，施工必須做到業主驗收合格才能收款，所以施工方也會盡心盡力完成裝修工作，對員工的把控和質量要求會更嚴謹。
信欣裝飾公司付款方式 |
裝修行業常規付款方式 |
||
| 初步設計方案、預算報價 | 初步設計方案、預算報價 | 10% | |
| 簽訂合同 | 簽訂合同 | 30% | |
| 工程開工 | 工程開工 | ||
| 單項驗收 | 按實際 | 單項驗收 | 30% |
| 單項驗收 | 按實際 | 單項驗收 | 30% |
| 單項驗收 | 按實際 | 工程竣工驗收 | |
| 收尾安裝工程 | ?按實際 | ||
| 工程竣工驗收 | 10% | ||
| 質保金 | 5% | ||
2018年蘋果裝飾公司卷款跑路、2019年天地和裝飾公司卷款跑路，造成大量業主重大損失，凸顯裝修合同預付款的弊端，工程還未開工，已付60%工程款，業主風險太大。這些公司都是全國性的的大公司，鋪天蓋地的廣告讓業主相信他們是品牌大公司，只有主動權抓在自己手上才靠譜。
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This is Matthew Giesman (matthew.giesman@forestgate.org – 719-495-5672) pastor at Forestgate PCA Church in Colorado Springs. Please contact me if you are interested.
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This is Joshua Drake (joshua.p.drake@gmail.com – 719-495-5672) Ruling Elder from Forestgate PCA Church. What you are doing is wrong and you should stop.
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